RE/MAX Whatcom County, Inc
Chris Smithson

For Sale By Owner Cautions

February 28th, 2017 by Chris Smithson

In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for the vast majority of sellers. Here are […]

When to Lock In Mortgage Rates: 4 Signs It’s Time

January 30th, 2017 by Chris Smithson

One huge question among home buyers who need a loan is this: when to lock in mortgage rates. Some panicky sorts might presume they should lock one in ASAP (because have you seen how rates are rising?), while others argue that the waiting game could pay off (in case rates fall). Who’s right? A rate lock is important because mortgage interest rates fluctuate in […]

7 Reasons to Own A Home

January 17th, 2017 by Chris Smithson

Tax benefits. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs involved in buying a home. Appreciation. Historically, real estate has had a long-term, stable growth in value. In fact, median single-family existing-home sale prices have increased on average 5.2 percent each year […]

Questions to Ask When Choosing a Lender

December 12th, 2016 by Chris Smithson

Loan terms, rates, and products can vary significantly from one company to the next. When shopping around, these are a few things you should ask about. General questions: What are the most popular mortgages you offer? Why are they so popular? Are your rates, terms, fees, and closing costs negotiable? Do you offer discounts for […]

How to Prepare to Finance a Home

December 12th, 2016 by Chris Smithson

Develop a budget Instead of telling yourself what you’d like to spend, use receipts to create a budget that reflects your actual habits over the last several months. This approach will better factor in unexpected expenses alongside more predictable costs such as utility bills and groceries. You’ll probably spot some ways to save, whether it’s […]

How To Prepare for House-Hunting

December 9th, 2016 by Chris Smithson

Know that there’s no “right” time to buy If you find the perfect home now, don’t risk losing it because you’re trying to guess where the housing market and interest rates are going. Those factors usually don’t change fast enough to make a difference in an individual home’s price. Don’t ask for too many opinions […]

About Chris Smithson

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Chris Smithson

Bellingham Realtor Chris

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RE/MAX Whatcom County, Inc.

913 Lakeway Drive Bellingham, WA 98229

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